Estimates are slightly higher (about NZ$2.85/helmet/year) if no consideration is given to the cost of reduced cycling nor willingness to pay to avoid inconvenience and discomfort of helmet-wearing, but willingness to pay to avoid pain and inconvenience of injury is included. Cyclists who are free to choose can weigh up the risks and the inconvenience, perhaps wearing a helmet for a rapid mountain descent but not for a short trip to the shops on a hot day. One possible explanation for the lack of benefit from helmet laws is that cyclists are able to judge the risks and know what gear is appropriate.
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